Living like there's no tomorrow...

Most of us baby boomers are living our lives without a plan. Our consumerism society has convinced us that as long as we can make the required minimum monthly payment, then we can "afford" and are deserving of, satisfying our every whim. Way back in the early 70's, before the proliferation of credit cards, the 2-car families, and Mcmansions people paid cash for nearly everything except for perhaps their homes. Most intact families had a stay-at-home mom, one paid for car, and a single television set. Today, certain that we'll be happy if we can just purchase that next gotta-have toy, we've stretched our finances to the limit and forsaken the future for our immediate gratification. Second mortgage anyone?

In the late 1990's, tired of living month-to-month and feeling like I was at the mercy of my creditors, I began a quest to educate myself and my family in the area of personal finance. As my knowledge increased, it became painfully evident that my wife and I would have to make some dramatic changes if we were to succeed in changing our family's course. Fast forward ten years. We now have minimal debt, better communication, and less stress in our marriage. The objective of this blog is to share our story and hopefully prompt you to share yours. Let's learn from each other...