Why should I plan?

Financial planning isn't simply about socking away as much money as you can during your working years and then hoping that you don't run out in retirement. Rather, it provides a means to attain the things that are important to you in the present and throughout your life. Not too long ago, I read a quote that went something like this; "If you fail to make a plan, you'll be working for someone who has a plan for you." Now, if you're one of those few people who actually knew what they wanted early in life and then went for it, then this quote likely doesn't apply to you. For the rest of us, it rings true. If we take it a step further, we find that this message applies to many facets of our personal lives as well. While businesses spend countless hours and millions of dollars annually to find ways to get us to part with our money, most of us toil away at jobs we don't like to pay for things that we don't need and all the while wondering why we're unhappy. Happiness isn't found in the accumulation of stuff and at the whims of creditors. Rather it's found in taking control of your life and being responsible for your actions. Begin living your life on purpose. Develop a plan, and discover how rich and fulfilling life can be. In doing so, you'll stop working for creditors and begin working for yourself.